Carrying uninsured/underinsured motorist coverage in Colorado is the best thing you can do to protect you and your family, and to ensure the necessary resources will be available in the unfortunate event that you are involved in a serious motor-vehicle collision.
It’s important to understand that your auto insurance policy is primarily designed to protect other motorists in the event you are involved in a collision for which you are found responsible. While uninsured/underinsured (UM/UIM) benefits are optional under Colorado insurance law, this coverage protects you and your family in the event you are involved in a collision with an at-fault driver who does not have insurance or lacks sufficient coverage to adequately compensate you for damages.
Mandatory minimum insurance coverage requires just $25,000 bodily injury coverage. Such coverage is completely inadequate for all but minor collisions. Experienced Denver car accident attorneys urge you carry substantially more coverage – $100,000 bodily injury coverage per person/$200,000 per collision, can be purchased for a modest increase in premiums and UM/UIM coverage can be purchased in like amounts.
UM/UIM Injury Claims in Colorado
Policies may also be “stacked” under Colorado law, meaning the limits can be combined on one or more policies in the household, providing additional protection.
Making sure you and your family are properly covered can provide great peace of mind and an additional avenue of recovery should you be involved in a serious motor-vehicle collision – regardless of the insurance coverage or status of the at-fault driver.
However, because these claims proceed against your own insurance carrier, you will not be treated as a customer. You will be treated as any other claimant. Statements you make to your insurance adjuster, investigators, and other parties, will be used to limit your ability to collect damages.
Uninsured Motorist Accident Attorney in Denver
Reaching out to an experienced car accident lawyer in Denver is the best thing you can do to protect your rights. At Ken Fiedler law, we believe anyone dealing with an accident claim deserves access to experienced legal help. We provide free and confidential consultations to discuss your rights. We will also handle your claim on a contingency fee basis, meaning we get paid based on a proportion of damages we are successful in obtaining on your behalf.
That means you pay us nothing unless we win.
We will thoroughly review the facts and circumstances of your case, identify all responsible parties and available insurance coverage, and build a comprehensive case for all of the economic and non-economic damages to which you are entitled. In some cases, you may also be entitled to punitive damages, particularly if an insurance company acts in bad faith. While an insurance company may try to minimize the claim of an unrepresented accident victim, an insurance carrier is much less likely to do so when a victim is represented by an experienced Denver injury law firm.
FIEDLER Trial Lawyers provides passionate, principled and proven representation to victims and families looking for an experienced personal injury lawyer in Denver or the surrounding areas, including Highlands Ranch, Littleton, Ken Caryl, Columbine, Golden, Lakewood, Broomfield, and Arvada.
Frequently
Asked Questions
If you’ve been injured in an accident, there are several important steps you should take to protect your health and legal rights
- Dial 911 – Emergency Services. Get checked out by emergency responders, even if you think injuries are minor, you should always get evaluated. If the accident involved a motor vehicle, file a report with the police This documentation could be important later on.
- Document the Scene: If possible, take photos of the accident scene, your injuries, and any damage to vehicles or property. Collect contact information from witnesses and others involved in the accident READ MORE…
When involved in a personal injury claim, the process can be very intimidating. Many individuals facing this situation are often dealing with life-altering injuries, high medical bills, financial hardships and find themselves feeling very vulnerable.
Hiring a personal injury lawyer can be beneficial in a variety of situations, particularly when you have sustained significant injuries or damages due to someone else’s negligenceREAD MORE…
After being injured in an accident caused by someone else’s negligence, you may be wondering if you actually need to hire a personal injury lawyer. You would want to consult with an attorney, because in most cases, there will be an opposing party in your case that will be working against you. Choosing the right personal injury lawyer for your case is important to ensure you receive the best possible representation and outcome. Hiring a Denver Personal injury lawyer that specializes in that area of law is crucial, to ensure that you are getting proper representation, and your case is in good hands. Having an experienced lawyer like FIEDLER Trial Lawyers is helpful and provides powerful representation.
Here are some tips to help you choose the right lawyer:READ MORE…
The cost of hiring a personal injury lawyer can vary depending on the lawyer and the specifics of your case. However, personal injury lawyers work on a contingency fee basis, which means they only get paid if they win your case. Here’s how the contingency fee structure typically works and other potential costs to consider:
Contingency Fees: Percentage of Recovery: If the lawyer works on a contingency fee basis, they will take a percentage of the settlement or judgment amount you receive if you win your case. This percentage is typically around 33% to 40% but can vary depending on the lawyer and the jurisdiction.
No Win, No Fee: If you do not win your case, the lawyer will not charge you for legal fees. However, there may still be other costs you could be responsible for (discussed below).RAED MORE…
In a personal injury claim, you may be entitled to several types of compensation, also known as damages, to address the losses and injuries you’ve suffered due to someone else’s negligence or wrongdoing. The types of compensation typically fall into three main categories: economic, non-economic, and, in some cases, punitive damages. Here’s an overview of each:
Economic Damages: These damages are intended to compensate you for actual financial losses resulting from the injury:
Medical Expenses: Compensation for past, current, and future medical costs, including hospital bills, surgeries, medications, rehabilitation, and any other necessary medical treatment. READ MORE…
The value of a personal injury case can vary greatly depending on several factors unique to your situation. Since each case is different, there is no standard formula to calculate the exact value. However, here are some key factors that generally affect the worth of a personal injury case:
Severity of Injuries: The more serious and long-lasting your injuries, the higher the potential value of your case. This includes considering whether your injuries result in permanent disability or disfigurement.
Medical Expenses: Your case will take into account all medical expenses you have incurred, as well as future medical costs related to your injury.
Lost Wages and Earning Capacity: The case can include compensation for lost income due to time off work and any future loss of earning capacity if your injuries affect your ability to work.READ MORE…
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a year ago
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Chicago, IL 60601
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