Bad Faith Lawyer Helping You Fight Back Against Unfair Insurance Company Practices
What Is Insurance Bad Faith?
Insurance is a contract between you and the insurance company. You agree to pay premiums each month and to provide the insurer with accurate and truthful information about the insured item or person. In exchange, the insurance company is obligated to:
- Provide coverage to you
- Abide by and uphold the terms stated in the insurance policy
- Pay claims that are deemed valid and compensable according to the policy
It is this last obligation that most often leads to trouble, because insurers themselves decide which claims are “valid.” To operate in good faith would be to look for reasons to cover a claim rather than just reasons to deny it. But insurance companies make money by denying claims, delaying claims or settling for as little money as possible. Therefore, they have a vested interest in prolonging investigation and determining that your claim isn’t valid, and that conduct can lead to bad faith actions.
Examples Of Bad Faith Practices
Much of the time, insurers can get away with denying claims because policyholders don’t feel they can challenge such decisions. But you may have cause for legal action if your insurer:
- Denied a claim that should have been covered
- Severely underpaid your claim
- Took an unreasonably long time to resolve your claim
- Denied your claim without providing a reason
- Failed to conduct a thorough investigation into your claim before denying it
- Attempted to change policy terms or misrepresented the policy language
- Refused to answer your communications with the company (calls, emails, letters, etc.)
These are just a few of many examples that could warrant legal action. If you believe that your insurer acted in bad faith, we want to hear from you.
Why You Need a Skilled and Aggressive Bad Faith Lawyer
Insurance companies have entire legal departments at their disposal. And if you were to challenge one of their decisions, your insurer wouldn’t hesitate to respond with intimidating letters and even legal action. Therefore, you need to come prepared with your own lawyer who isn’t afraid of these scare tactics and knows how to respond to them.
Our attorneys have decades of trial experience, and we regularly face insurance companies in and out of the courtroom. We believe that everyone has an obligation to act fairly and keep their promises – including and especially insurance companies that claim to truly care about their policyholders.
Frequently
Asked Questions
If you’ve been injured in an accident, there are several important steps you should take to protect your health and legal rights
- Dial 911 – Emergency Services. Get checked out by emergency responders, even if you think injuries are minor, you should always get evaluated. If the accident involved a motor vehicle, file a report with the police This documentation could be important later on.
- Document the Scene: If possible, take photos of the accident scene, your injuries, and any damage to vehicles or property. Collect contact information from witnesses and others involved in the accident READ MORE…
When involved in a personal injury claim, the process can be very intimidating. Many individuals facing this situation are often dealing with life-altering injuries, high medical bills, financial hardships and find themselves feeling very vulnerable.
Hiring a personal injury lawyer can be beneficial in a variety of situations, particularly when you have sustained significant injuries or damages due to someone else’s negligenceREAD MORE…
After being injured in an accident caused by someone else’s negligence, you may be wondering if you actually need to hire a personal injury lawyer. You would want to consult with an attorney, because in most cases, there will be an opposing party in your case that will be working against you. Choosing the right personal injury lawyer for your case is important to ensure you receive the best possible representation and outcome. Hiring a Denver Personal injury lawyer that specializes in that area of law is crucial, to ensure that you are getting proper representation, and your case is in good hands. Having an experienced lawyer like FIEDLER Trial Lawyers is helpful and provides powerful representation.
Here are some tips to help you choose the right lawyer:READ MORE…
The cost of hiring a personal injury lawyer can vary depending on the lawyer and the specifics of your case. However, personal injury lawyers work on a contingency fee basis, which means they only get paid if they win your case. Here’s how the contingency fee structure typically works and other potential costs to consider:
Contingency Fees: Percentage of Recovery: If the lawyer works on a contingency fee basis, they will take a percentage of the settlement or judgment amount you receive if you win your case. This percentage is typically around 33% to 40% but can vary depending on the lawyer and the jurisdiction.
No Win, No Fee: If you do not win your case, the lawyer will not charge you for legal fees. However, there may still be other costs you could be responsible for (discussed below).RAED MORE…
In a personal injury claim, you may be entitled to several types of compensation, also known as damages, to address the losses and injuries you’ve suffered due to someone else’s negligence or wrongdoing. The types of compensation typically fall into three main categories: economic, non-economic, and, in some cases, punitive damages. Here’s an overview of each:
Economic Damages: These damages are intended to compensate you for actual financial losses resulting from the injury:
Medical Expenses: Compensation for past, current, and future medical costs, including hospital bills, surgeries, medications, rehabilitation, and any other necessary medical treatment. READ MORE…
The value of a personal injury case can vary greatly depending on several factors unique to your situation. Since each case is different, there is no standard formula to calculate the exact value. However, here are some key factors that generally affect the worth of a personal injury case:
Severity of Injuries: The more serious and long-lasting your injuries, the higher the potential value of your case. This includes considering whether your injuries result in permanent disability or disfigurement.
Medical Expenses: Your case will take into account all medical expenses you have incurred, as well as future medical costs related to your injury.
Lost Wages and Earning Capacity: The case can include compensation for lost income due to time off work and any future loss of earning capacity if your injuries affect your ability to work.READ MORE…
Our Client’s Say It Best
directly from our own clients.
Kevin
10 months ago
Franscheliz
a year ago
Brandi
a year ago
TIME To Take Action
We make it simple. No time for a phone call now? Complete this form and we will schedule a call at your convenience. Your information is confidential.
Offices
4725 S. Monaco Street, Suite 120
Denver, CO 80237
Phone: 720-996-6000
1800 Wazee Street, Suite 300
Denver, CO 80202
77 West Wacker Drive, Suite 4500
Chicago, IL 60601
Phone: 303-225-5536
Free detailed case review.
KEN FIEDLER | 303.CALL.KEN